Carrington
Underwriter, Loss Mitigation, II
Remote, US
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Role snapshot
Carrington is hiring a Underwriter, Loss Mitigation, II on a full-time basis. This is a remote role open to candidates in US. The listing highlights Loss Mitigation Underwriter, Mortgage Underwriter, Underwriter and Loss Mitigation Specialist.
- Company
- Carrington
- Location
- Remote, US
- Work mode
- Remote
- Job type
- Full-time
- Pay listed
- $27.5 - $30.5
- Posted
- Nov 8, 2026
Who this role suits
The listing does not state a required experience level here. Read the requirements in the description below and apply if they match your background.
How to prepare your application
- Check your résumé against the listed skills (Loss Mitigation Underwriter, Mortgage Underwriter and Underwriter) and give each one a concrete example: what you built or achieved, not just that you used it.
- Match your résumé to the requirements in the description, using the same wording where it is honest to do so.
- Prepare a short example for each requirement you meet, and be ready to explain any you only partly meet.
- Read what Carrington publishes about its product or team, so you can say clearly why this role and this company.
- For remote roles, show that you communicate clearly in writing and can work without close supervision.
Apply only on Carrington's own site. A genuine employer never asks candidates for money, deposits or bank details to apply, interview or “secure” a job. If something looks wrong, use Report a problem with this listing and we will review it. Read how we check listings.
About the role
POSITION SUMMARY:
Responsible for underwriting loss mitigation applications in accordance with Treasury, Company and Investor guidelines while following company’s policies and procedures under general supervision. Makes sound underwriting decisions and ensures that all decisions meet legal and policy requirements. Perform all duties in accordance with the company’s policies and procedures, all US state and federal laws and regulations, wherein the company operates.
The Loss Mitigation Underwriter II level is the Intermediate level role in the job family and generally handles the moderately complex underwriting files while gaining additional knowledge and experience on the more complex files. The target starting pay for the position is $27.50 - $30.50/hr
WHAT YOU’LL DO:
- Perform a thorough analysis to ensure the quality of each loan and to determine compliance with Treasury, Company and Investor guidelines.
- Conduct Verification of Income (VOI).
- Calculate customer’s front and back-end debt to income ratio.
- Verify occupancy, hardship and income.
- Apply payment waterfall to determine workout eligibility (repurchase plans, forbearances, modifications or liquidation options).
- If applicable, identify the type(s) and amounts of liquid assets the borrower holds.
- Determine and communicate needed conditions to properly document the file (reason for default letter, updated pay stubs, bankruptcy papers, etc.).
- Complete system tasks as required to maintain compliance with Treasury, Company and Investor guidelines.
- Document final decision and update system of record.
- Perform other duties as assigned.
WHAT YOU’LL NEED:
- Strong working knowledge of Microsoft Suite (Word, Excel, Outlook, etc.)
- Ability to understand complex problems and to collaborate and explore alternative solutions
- Ability to organize and prioritize own work schedule on short-term and long-term basis
- Ability to add, subtract, multiply, and divide and to record, balance, and check results for accuracy
- Ability to clearly and accurately express or exchange ideas by verbally or in writing
- High school diploma or equivalent required
- Two (2) to three (3) years’ of underwriting background or servicing/loss mitigation experience
Our Company:
Carrington Mortgage Services is part of The Carrington Companies, which provide integrated, full-lifecycle mortgage loan servicing assistance to borrowers and investors, delivering exceptional customer care and programs that support borrowers and their homeownership experience. We hope you’ll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: .
What We Offer:
- Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed.
- Access to several fitness, restaurant, retail (and more!) discounts through our employee portal.
- Customized training programs to help you advance your career.
- Employee referral bonuses so you’ll get paid to help Carrington and Vylla grow.
- Educational Reimbursement.
- Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit: carringtoncf.org.
Notice to all applicants: Carrington does not do interviews or make offers via text or chat.
Originally posted on Himalayas