Ascendo Resources
Senior C&I Credit Analyst
Miami, Florida, US
Role snapshot
Ascendo Resources is hiring a Senior C&I Credit Analyst on a full-time basis. This is a role based in Miami, Florida, US.
- Company
- Ascendo Resources
- Location
- Miami, Florida, US
- Job type
- Full-time
- Experience
- 3+ years
- Posted
- Nov 6, 2026
Who this role suits
Practitioners with a few years behind them who can work independently, make trade-offs and help newer teammates.
How to prepare your application
- Prepare examples of decisions you drove, how you measured the result, and how you worked with other teams.
- Be ready to discuss trade-offs and scope, not only the tools you have used.
- Read what Ascendo Resources publishes about its product or team, so you can say clearly why this role and this company.
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About the role
Overview:
We are seeking an experienced Senior Commercial Credit Analyst to join our client within a banking institution. This individual will be responsible for performing in-depth financial analysis, assessing credit risk, and providing well-supported recommendations on complex commercial loan requests. The ideal candidate has strong analytical and underwriting experience across various commercial loan types, including C&I or ABL.
Key Responsibilities:
- Conduct comprehensive financial analysis of middle-market and commercial borrowers, including review of financial statements, tax returns, and cash flow projections.
- Prepare detailed credit memos and underwriting packages with risk assessments and recommendations for approval.
- Evaluate collateral and perform loan structure analysis to ensure appropriate risk mitigation.
- Collaborate with relationship managers, loan officers, and portfolio managers on new and existing credit requests.
- Monitor borrower performance and identify early warning signs of credit deterioration.
- Assist in portfolio management, including renewals, modifications, and annual reviews.
- Ensure all analyses comply with internal credit policies and regulatory requirements.
- Mentor junior analysts by reviewing work, sharing best practices, and providing technical guidance.
Qualifications:
- Bachelor’s degree in Finance, Accounting, Economics, or a related field; MBA or CFA a plus.
- 3+ years of commercial credit analysis or underwriting experience in banking or financial services.
- Bilingual - English & Spanish
- Strong understanding of C&I or ABL Lending
- Proficiency with financial spreading software and Microsoft Excel.
- Excellent analytical, written, and verbal communication skills.
- Strong attention to detail and ability to meet deadlines in a fast-paced environment.