Access Search, Inc.
Principal Product Manager - Risk & Decisioning
Chicago, Illinois, US
Role snapshot
Access Search, Inc. is hiring a Principal Product Manager - Risk & Decisioning on a full-time basis. This is an on-site role based in Chicago, Illinois, US.
- Company
- Access Search, Inc.
- Location
- Chicago, Illinois, US
- Work mode
- On-site
- Job type
- Full-time
- Experience
- 7+ years
- Pay listed
- $175,000 - $225,000
- Posted
- Nov 5, 2026
Who this role suits
Experienced professionals who can lead projects, set direction and be accountable for outcomes, not just tasks.
How to prepare your application
- Prepare examples of decisions you drove, how you measured the result, and how you worked with other teams.
- Be ready to discuss trade-offs and scope, not only the tools you have used.
- Read what Access Search, Inc. publishes about its product or team, so you can say clearly why this role and this company.
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About the role
Principal Product Manager – Risk & Decisioning
- Chicago, IL | Onsite
- $175K–$225K Base + Equity
- Industry: Fintech | Payments | Lending | BNPL | Financial Services
We're seeking an experienced Principal Product Manager to own real-time transaction risk, fraud decisioning, and loss optimization for a rapidly scaling financial technology platform.
Technical Must-Haves:
- 7+ years of Product Management experience within fintech, payments, lending, BNPL, issuing, insurance, or financial risk.
- Risk & Decisioning: Experience owning real-time transaction approval systems, fraud detection, underwriting, or credit risk products.
- Loss Economics: Strong understanding of expected loss, approval rates, loss rates, unit economics, and financial exposure.
- ML/AI Model Productization: Experience partnering with Data Science and Engineering to deploy predictive risk models, decision engines, and rules-based systems into production.
- Data-Driven Product Ownership: Ability to evaluate precision/recall tradeoffs, optimize decision thresholds, and measure financial impact.
- End-to-End Product Delivery: Proven ability to build and scale technically complex products from concept through production.
Industry Experience Required:
Fintech, payment processing, lending, BNPL, credit/underwriting, insurance, or financial platforms where the company directly assumes financial risk or transaction losses.
Preferred: Cross-border payments, fraud prevention, regulatory compliance (AML/BSA, NACHA, PSD2), or quantitative finance.
Ideal Candidate: A hands-on, technically fluent Product Manager who has directly owned risk-related financial outcomes—not simply supported fraud or compliance initiatives.
Unfortunately, no sponsorship or transfer.